Articles
Expert guides and tutorials on personal finance, investing, and tax saving for Indians.
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Budgeting (21)
Insurance (9)
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Loans & Debt Management (15)
News (52)
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Taxes (23)

News
Finance Bill 2026 Passed: 32 Amendments and What They Mean for You
The Finance Bill 2026 has been passed with 32 amendments including a new 12% buyback surcharge, cooperative tax relief, and retrospective tax changes. Here's what matters for taxpayers.
6 min read27 March 2026

Investments
New SEBI Rules for Mutual Funds from April 1: What Changes
SEBI's new mutual fund regulations take effect April 1, 2026. New borrowing limits, intraday rules, and investor protections — here's what it means for your SIP.
5 min read27 March 2026

Taxes
NPS Tax Hack: How to Claim Extra ₹50,000 Deduction Before March 31
Most people miss this — NPS gives you an extra ₹50,000 tax deduction on top of the ₹1.5 lakh Section 80C limit. Here's how to use it before March 31 deadline.
6 min read27 March 2026

News
Trump Pauses Iran Strikes: Sensex Surges 1,500 Pts, Oil Crashes 11%
Trump postponed strikes on Iran for 5 days citing "productive talks." Oil crashed 11% to $100, Sensex surged 1,500 points. What it means for Indian markets, rupee, and your investments.
6 min read24 March 2026

Others
5 Credit Card Rules Changing From April 1 — Your Spending Will Be Watched
Spend over ₹10 lakh on credit cards? The Income Tax Department will know. From April 1, 2026, new rules change how credit cards are monitored, authenticated, and reported. Here are 5 changes every cardholder must know.
6 min read23 March 2026

Investments
Kotak Mahindra Buying Deutsche Bank's India Business for ₹4,500 Crore — What It Means
Kotak Mahindra Bank is acquiring Deutsche Bank's Indian retail unit for ₹4,500 crore — including ₹27,000 crore in loans, wealth management, and 17 branches. Here's what it means for investors and customers.
6 min read23 March 2026

News
CoinDCX Founders Arrested: India's Biggest Crypto Exchange Hit by Fraud Case
CoinDCX co-founders Sumit Gupta and Neeraj Khandelwal arrested over a ₹71.6 lakh crypto fraud complaint. The company says impersonators used fake websites. Here's what happened and what it means for crypto investors.
6 min read23 March 2026

Loans & Debt Management
Personal Loan vs Credit Card Debt: Which Is Worse for Your Money?
Credit cards charge 36-42% interest. Personal loans charge 10-18%. The math is clear — but the real story is more nuanced. Here's the complete comparison.
6 min read23 March 2026

Loans & Debt Management
The BNPL Trap: How "Buy Now Pay Later" Is Creating India's Hidden Debt Crisis
60% of BNPL users spend more than they can afford. Late fees can hit 30-40% interest. Here's how Buy Now Pay Later apps are trapping young Indians in invisible debt.
7 min read23 March 2026

Loans & Debt Management
Your EMIs Are About to Get Expensive — Here's Why and What to Do
Oil at $113, inflation rising, RBI rate cuts on hold. If you have a floating-rate home or car loan, your EMI could increase soon. Here's how to prepare.
6 min read23 March 2026

Loans & Debt Management
Home Loan Balance Transfer: How to Switch and Save Lakhs
Paying too much interest on your home loan? A balance transfer to a lower-rate bank can save ₹5-15 lakh. Here's the complete process, costs, and when it's worth it.
6 min read23 March 2026

Loans & Debt Management
How to Get Out of Debt: The Snowball vs Avalanche Method Explained
Drowning in multiple debts? The snowball method gives quick wins, the avalanche method saves more money. Here's how each works — with Indian examples.
6 min read23 March 2026