Terms of Service
Please read these terms carefully before using YourFinances platform and services.
Effective Date: August 16, 2025 | Last Updated: August 16, 2025
Welcome to YourFinances. These Terms of Service ("Terms") govern your use of our website, applications, and services (collectively, the "Services"). By using our Services, you agree to be bound by these Terms and our Privacy Policy.
1. Acceptance of Terms
By accessing and using YourFinances, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Services
YourFinances provides financial education, investment tracking tools, portfolio analysis, and related services. Our content is for informational purposes only and should not be considered as personalized financial advice.
3. User Responsibilities
You are responsible for maintaining the confidentiality of your account credentials, providing accurate information, and using our services in compliance with all applicable laws and regulations.
4. Investment Disclaimer
All investment strategies and financial advice provided are for educational purposes only. Past performance does not guarantee future results. You should consult with a qualified financial advisor before making investment decisions.
5. Intellectual Property
All content, features, and functionality on YourFinances are owned by us and are protected by international copyright, trademark, and other intellectual property laws.
6. Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy. We are committed to protecting your personal information and maintaining the highest standards of data security.
7. Limitation of Liability
YourFinances shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.
8. Termination
We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that violates these Terms of Service.
9. Modifications to Terms
We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through our platform.
10. Governing Law
These Terms of Service are governed by the laws of India, without regard to its conflict of law provisions.
Important Notice
YourFinances does not provide personalized investment advice or recommendations. All content and tools are for educational and informational purposes only. Always consult with qualified financial professionals before making investment decisions.
Dispute Resolution
Any disputes arising from these Terms will be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act of India. The arbitration shall be conducted in Mumbai, Maharashtra, and the proceedings shall be in English.
Contact Information
If you have any questions about these Terms of Service, please contact us:
- Email: legal@yourfinances.in
- Phone: +91-XXX-XXX-XXXX
- Address: YourFinances, Mumbai, Maharashtra, India
Your Agreement
By using YourFinances, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.