Editorial Policy

Every piece of content published on Your Finances adheres to the following principles:

• Fact-based reporting: All claims, figures, and data points are backed by verifiable sources. We do not publish unsubstantiated information.
• Source verification: We cross-reference information against official sources including RBI circulars, SEBI notifications, Income Tax Department guidelines, and government gazettes before publication.
• Editorial review: Content undergoes editorial review for accuracy, clarity, and adherence to our standards before it is published or updated.

We publish content across four distinct categories, each with its own editorial approach:

• News: Timely coverage of financial developments, policy changes, market movements, and regulatory updates that affect Indian consumers and investors. News articles prioritise speed and accuracy.
• Analysis: In-depth examination of financial trends, policy implications, and market events. Analysis articles provide context, data, and expert perspectives to help readers understand the bigger picture.
• Guides: Evergreen educational content covering personal finance fundamentals such as investing, tax planning, insurance, and budgeting. Guides are regularly reviewed and updated to reflect current regulations.
• Opinion: Clearly labelled opinion pieces that present a specific viewpoint on financial matters. Opinion content is always distinguished from factual reporting and marked accordingly.

Our fact-checking process follows a structured approach to ensure accuracy:

1. Research: Content begins with thorough research using primary and secondary sources. Writers gather data, statistics, and expert commentary relevant to the topic.
2. Verification against official sources: Key facts, figures, and regulatory details are verified against official publications from the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Income Tax Department, Ministry of Finance, and other relevant government bodies.
3. Editorial review: Before publication, content is reviewed for factual accuracy, logical consistency, proper sourcing, and adherence to our editorial standards. Any unverified claims are either substantiated or removed.

We take errors seriously and are committed to correcting them promptly and transparently.

• Prompt corrections: When we identify an error or are alerted to one by a reader, we correct it as quickly as possible.
• Correction notices: Significant factual corrections are accompanied by a visible correction notice on the article, noting what was changed and when.
• Transparency: We do not silently alter published content to hide mistakes. Minor updates such as typo fixes or formatting changes may be made without a formal notice, but substantive corrections are always disclosed.

If you spot an error in any of our content, please contact us at contact@yourfinances.in so we can investigate and correct it.

Maintaining editorial independence is fundamental to our credibility.

• No paid promotions as editorial: We do not publish paid promotional content disguised as editorial articles. Advertising and editorial content are kept strictly separate.
• Sponsored content disclosure: Any sponsored or partnered content is clearly labelled as such, so readers always know when content has been commercially supported.
• Writer disclosures: Contributors are expected to disclose any financial interests that may be relevant to the topics they cover.

We prioritise primary sources to ensure the reliability of our content. Our preferred sources include:

• Reserve Bank of India (RBI) circulars and press releases
• Securities and Exchange Board of India (SEBI) notifications and orders
• Government of India gazette notifications and budget documents
• Income Tax Department guidelines and circulars
• Insurance Regulatory and Development Authority of India (IRDAI) publications
• Pension Fund Regulatory and Development Authority (PFRDA) updates
• National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) data
• Reputable financial research reports and academic studies

When using secondary sources such as news reports, we verify the underlying facts against primary sources wherever possible.