SIP Calculator

Calculate the future value of your Systematic Investment Plan (SIP) in mutual funds.

Investment Details
Enter your SIP details to calculate returns
₹500₹1,00,000
1%30%
1 year40 years
Total Value
₹11.62 L
Invested Amount₹6.00 L
Estimated Returns₹5.62 L
Total Value₹11.62 L
Investment Breakdown
Invested
Returns

What is SIP?

A Systematic Investment Plan (SIP) is a disciplined approach to investing in mutual funds. Instead of investing a lump sum, you invest a fixed amount at regular intervals (usually monthly). This approach helps in rupee cost averaging and builds the habit of regular investing.

Benefits of SIP

  • Rupee Cost Averaging: Buy more units when prices are low, fewer when high
  • Power of Compounding: Your returns generate additional returns over time
  • Disciplined Investing: Regular investments build wealth systematically
  • Flexibility: Start with as low as ₹500/month and increase over time

Disclaimer: This calculator is for illustrative purposes only. Actual returns may vary based on market conditions. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.