Articles

Expert guides and tutorials on personal finance, investing, and tax saving for Indians.

How to Get Out of Debt: The Snowball vs Avalanche Method Explained
Loans & Debt Management
How to Get Out of Debt: The Snowball vs Avalanche Method Explained
Drowning in multiple debts? The snowball method gives quick wins, the avalanche method saves more money. Here's how each works — with Indian examples.
6 min read23 March 2026
Loan Against Property: When It Makes Sense and When It Doesn't
Loans & Debt Management
Loan Against Property: When It Makes Sense and When It Doesn't
Need a large loan at low interest? A Loan Against Property (LAP) offers rates as low as 8.5% — cheaper than personal loans. But you're putting your property on the line.
6 min read23 March 2026
Car Loan Guide India: Interest Rates, EMI Tips, and Mistakes to Avoid
Loans & Debt Management
Car Loan Guide India: Interest Rates, EMI Tips, and Mistakes to Avoid
Planning to buy a car on loan? Everything you need to know about car loan interest rates, new vs used car financing, EMI planning, and the mistakes most buyers make.
7 min read23 March 2026
Debt Consolidation in India: Should You Take a Loan to Pay Off Loans?
Loans & Debt Management
Debt Consolidation in India: Should You Take a Loan to Pay Off Loans?
Drowning in multiple EMIs? A debt consolidation loan combines all your debts into one. But it's not always the smart move. Here's when it helps — and when it's a trap.
7 min read23 March 2026
7 Proven Ways to Reduce Your Home Loan EMI in 2026
Loans & Debt Management
7 Proven Ways to Reduce Your Home Loan EMI in 2026
Paying too much on your home loan EMI? Here are 7 practical strategies — from balance transfers to prepayments — that can save you lakhs in interest.
7 min read23 March 2026
No Prepayment Penalty: The New RBI Rule Every Borrower Must Know
Loans & Debt Management
No Prepayment Penalty: The New RBI Rule Every Borrower Must Know
From January 1, 2026, banks and NBFCs cannot charge prepayment fees on floating-rate loans to individuals. Here's how to use this rule to save lakhs on your home loan.
6 min read23 March 2026
10 Money Rules Changing from April 1 — New Tax, Credit Card, and TCS Rules Explained
Taxes
10 Money Rules Changing from April 1 — New Tax, Credit Card, and TCS Rules Explained
April 1 brings a wave of financial changes — a new Income Tax Act, higher STT on derivatives, cheaper TCS on foreign trips, and credit card spends over ₹10 lakh being flagged. Here are 10 rules that will impact your money.
8 min read21 March 2026
Rupee Crashes Past ₹93 — How It Affects Your Wallet, Loans, and Investments
News
Rupee Crashes Past ₹93 — How It Affects Your Wallet, Loans, and Investments
The Indian rupee breached ₹93 against the US dollar for the first time in history. With crude oil near $119 a barrel and FIIs pulling out $8 billion, here's what the weak rupee means for your daily expenses, investments, and financial planning.
7 min read21 March 2026
7 Tax-Saving Moves to Make Before March 31 — Or Pay More Tax
Taxes
7 Tax-Saving Moves to Make Before March 31 — Or Pay More Tax
The financial year ends on March 31 and so does your window to save tax. Here are 7 essential moves — from PPF to NPS to health insurance — that can save you up to ₹2 lakh in deductions.
7 min read21 March 2026
7 Brutal Trading Truths from Steven Dux: $27K to $50 Million
Investments
7 Brutal Trading Truths from Steven Dux: $27K to $50 Million
Steven Dux is one of the most successful short sellers alive — turning $27,000 into over $50 million in a decade. In this deep interview, he reveals the exact mindset, risk rules, and brutal self-assessment that separates the top 1% from the 92% who fail.
8 min read21 March 2026
7 Trading Secrets from Oliver Velez: Why the First 20 Minutes Are All You Need
Investments
7 Trading Secrets from Oliver Velez: Why the First 20 Minutes Are All You Need
Legendary Wall Street trader Oliver Velez shares the exact strategy he used to make over $80 million trading only the first 20 minutes of the market. Here are 7 actionable secrets from his 33-year career, adapted for Indian traders.
8 min read21 March 2026
RBI's Gold Reserves Jump $31 Billion — Why Central Banks Are Hoarding Gold
Investments
RBI's Gold Reserves Jump $31 Billion — Why Central Banks Are Hoarding Gold
India's gold reserves have surged to $108 billion in FY25-26, up $31 billion. The RBI repatriated 64 tonnes of gold. Here is what this means for retail investors.
5 min read20 March 2026