Axis Flipkart Credit Card Review: Best for Flipkart Shoppers?

Axis Flipkart Card at a Glance

Feature	Details
Annual Fee	₹500 (waived on ₹3.5L annual spend)
Myntra Cashback	7.5% (capped at ₹4,000/quarter)
Flipkart Cashback	5% (capped at ₹4,000/quarter)
Partner Cashback	4% (Swiggy, Uber, PVR, Tata 1mg)
Other Spends	1.5%
Lounge Access	4 free domestic visits/year

What We Like

• 7.5% on Myntra is industry-best. No other card gives this rate on fashion shopping.
• 5% on Flipkart — direct statement credit, not confusing points.
• 4 free lounge visits at just ₹500/year is exceptional value.
• 1.5% base rate on everything else — higher than most competitors’ base rate.

What Could Be Better

• Quarterly caps are tight. ₹4,000/quarter on Flipkart means you max out at ₹80,000 spending per quarter.
• Amazon shoppers get nothing extra. If you shop more on Amazon than Flipkart, the HDFC Millennia is better.
• Fee waiver threshold is high. ₹3.5 lakh/year (₹29,167/month) is steep for casual users.

Our Verdict

If Flipkart and Myntra are your primary shopping platforms, this is your card. The 7.5% Myntra rate alone justifies the ₹500 fee. Add 4 lounge visits and 1.5% base cashback, and it’s hard to beat at this price.

Rating: 4.3/5 — Best for Flipkart/Myntra shoppers, less useful for Amazon fans.

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Disclaimer: This review is for educational purposes only. We may earn a commission if you apply through our link, at no extra cost to you.