Articles

Freelancing in India? You need to understand Section 44ADA (presumptive taxation), advance tax deadlines, GST registration, and how to file ITR correctly. This guide covers everything freelancers need to know about taxes.

Should you choose the old or new tax regime? With the new regime offering lower rates but fewer deductions, the answer depends on your salary structure. Here is a complete comparison with examples to help you decide.

Planning higher education in India or abroad? Education loans start from 6.85% with repayment only after your course ends. Here is everything you need to know — from collateral-free options to tax benefits and the best banks to apply to.

Credit cards can either build your wealth or destroy it — depending on how you use them. Here is the complete guide for Indian beginners: how to choose the right card, avoid debt traps, and earn thousands in cashback and rewards.

Your CIBIL score is a 3-digit number that decides whether you get a loan, credit card, or even a rental apartment. Here is how to check it for free, what counts as a good score, and how to improve it fast.

Planning to buy a house? Here is everything you need to know about home loans in India — from current interest rates (starting 7.45%) to eligibility, EMI calculation, tax benefits, and the best banks to borrow from.

Section 80CCD(1B) gives you an additional ₹50,000 tax deduction for NPS contributions — over and above the ₹1.5 lakh limit under 80C. Most taxpayers do not know about it. Here is how to claim it and save up to ₹15,000 in taxes.

India's worst LPG shortage in decades has pushed black market cylinder prices to ₹4,000 — four times the official rate. Rural areas face 45-day waits. Here is why this is happening, what the government is doing, and how to manage your cooking fuel costs.

Reliance is preparing to list Jio Platforms in what could be India's largest IPO ever — worth up to $170 billion. Here is what retail investors need to know about the expected price, how to apply, and whether it is worth investing in.

Central government employees and pensioners are waiting for the January 2026 DA hike. With DA expected to rise from 58% to 60%, here is when the announcement will come, how much extra you will get, and what the 8th Pay Commission means for your salary.

India's life insurance industry grew 20%+ in February 2026. With the Iran war reminding everyone how fragile life is, term insurance demand is at an all-time high. Here is how much cover you actually need — and what it costs.

El Nino is back, IMD predicts brutal heatwaves, and peak power demand could hit 285 GW. Your summer electricity bill is going to be painful — unless you act now. Here are 7 practical ways to cut your power costs.