Articles

Expert guides and tutorials on personal finance, investing, and tax saving for Indians.

Home Loans in India: A Complete Guide to Interest Rates, Eligibility, and EMI
Loans & Debt Management
Home Loans in India: A Complete Guide to Interest Rates, Eligibility, and EMI
Planning to buy a house? Here is everything you need to know about home loans in India — from current interest rates (starting 7.45%) to eligibility, EMI calculation, tax benefits, and the best banks to borrow from.
8 min read17 March 2026
NPS Tax Hack: How to Claim an Extra ₹50,000 Deduction Most People Miss
Taxes
NPS Tax Hack: How to Claim an Extra ₹50,000 Deduction Most People Miss
Section 80CCD(1B) gives you an additional ₹50,000 tax deduction for NPS contributions — over and above the ₹1.5 lakh limit under 80C. Most taxpayers do not know about it. Here is how to claim it and save up to ₹15,000 in taxes.
5 min read17 March 2026
LPG Crisis: Black Market Prices Hit ₹4,000 — What Are Your Options?
Budgeting
LPG Crisis: Black Market Prices Hit ₹4,000 — What Are Your Options?
India's worst LPG shortage in decades has pushed black market cylinder prices to ₹4,000 — four times the official rate. Rural areas face 45-day waits. Here is why this is happening, what the government is doing, and how to manage your cooking fuel costs.
5 min read17 March 2026
Jio IPO: Everything Retail Investors Need to Know About India's Biggest Listing
Investments
Jio IPO: Everything Retail Investors Need to Know About India's Biggest Listing
Reliance is preparing to list Jio Platforms in what could be India's largest IPO ever — worth up to $170 billion. Here is what retail investors need to know about the expected price, how to apply, and whether it is worth investing in.
5 min read17 March 2026
DA Hike January 2026: When Will It Be Announced and How Much Will You Get?
Budgeting
DA Hike January 2026: When Will It Be Announced and How Much Will You Get?
Central government employees and pensioners are waiting for the January 2026 DA hike. With DA expected to rise from 58% to 60%, here is when the announcement will come, how much extra you will get, and what the 8th Pay Commission means for your salary.
5 min read16 March 2026
Life Insurance Demand Surges 20% — Do You Have Enough Term Cover?
Insurance
Life Insurance Demand Surges 20% — Do You Have Enough Term Cover?
India's life insurance industry grew 20%+ in February 2026. With the Iran war reminding everyone how fragile life is, term insurance demand is at an all-time high. Here is how much cover you actually need — and what it costs.
6 min read16 March 2026
Your Electricity Bill Is About to Surge This Summer — 7 Ways to Save
Budgeting
Your Electricity Bill Is About to Surge This Summer — 7 Ways to Save
El Nino is back, IMD predicts brutal heatwaves, and peak power demand could hit 285 GW. Your summer electricity bill is going to be painful — unless you act now. Here are 7 practical ways to cut your power costs.
5 min read16 March 2026
12 Best Finance Creators in India — Who to Follow (And Who to Avoid)
Investments
12 Best Finance Creators in India — Who to Follow (And Who to Avoid)
From CA Rachana Ranade to Finance with Sharan, here are India's top finance content creators with follower stats, social media links, and what makes each one worth following. Plus, SEBI's new finfluencer rules you need to know.
8 min read16 March 2026
This Pune Engineer Makes Cooking Gas from Kitchen Waste — Saves 6 LPG Cylinders a Year
Budgeting
This Pune Engineer Makes Cooking Gas from Kitchen Waste — Saves 6 LPG Cylinders a Year
With LPG prices hitting ₹913 per cylinder and supply disruptions from the Iran conflict, a Pune engineer has built a home biogas system that turns leftover food into cooking gas. Here is how it works, what it costs, and whether it makes financial sense for your family.
6 min read16 March 2026
Should You Invest More During a War? History Says Yes
Investments
Should You Invest More During a War? History Says Yes
Markets crash during wars but they always recover — often spectacularly. Here is what Kargil, 2008, and COVID teach Indian investors about the current Iran conflict, and why disciplined SIP investors have nothing to worry about.
8 min read16 March 2026
FPIs Pull Out ₹52,700 Crore — Should SIP Investors Worry?
Investments
FPIs Pull Out ₹52,700 Crore — Should SIP Investors Worry?
Foreign investors pulled ₹52,704 crore out of Indian stocks in the first half of March 2026, the biggest sell-off this year. But retail SIP investors are staying the course — and history shows they are right.
6 min read16 March 2026
AC Stocks in India: Voltas, Blue Star & the Summer Rally
Investments
AC Stocks in India: Voltas, Blue Star & the Summer Rally
India's AC market is booming with 8-10% penetration and 17% CAGR growth. Blue Star, Voltas, and Amber Enterprises lead the summer stock rally. Should you invest?
5 min read15 March 2026