Investment

India's brand new Income Tax Act takes effect April 1, 2026, replacing the 60+ year old 1961 Act. Here's everything that changes — Tax Year concept, section renumbering, substantive changes affecting individuals, salaried employees, and businesses.

ETFs combine the diversification of mutual funds with the trading flexibility of stocks. Here's the complete guide to ETF investing in India — types, benefits, top picks, taxation, and platforms.

The 50/30/20 rule is the simplest budgeting framework for Indian salaries — but applying it requires understanding Indian-specific costs. Here's the complete guide with real examples and modifications for metros, freelancers, and high-cost-of-living scenarios.

The Unified Pension Scheme (UPS) is the central government's third pension reform — combining defined benefits with NPS-style flexibility. Here's the complete guide for eligibility, benefits, calculation, and how it compares with NPS and OPS.

PSU employees in India face three pension scheme choices — UPS, NPS, and OPS. Here's the complete comparison: how each works, who's eligible, contribution rates, retirement benefits, and how to choose.

Your 20s are when financial habits compound for life. Here's the complete money management plan for Indians in their 20s — emergency fund, insurance, SIPs, tax saving, and avoiding lifestyle inflation traps.

Hitting 40 without these 9 financial milestones puts your retirement and family at risk. Here's the complete checkpoint list — emergency fund, insurance, SIPs, debt clearance, retirement planning, and estate documents.

Indian investors lose lakhs to avoidable mutual fund mistakes — chasing past returns, picking too many funds, ignoring exit loads, falling for NFOs. Here are 12 common errors and how to avoid each.

Gold ETFs offer the cheapest, most liquid way to invest in gold without storage hassles. Here's the complete guide to the best Gold ETFs in India — returns, expense ratios, tax rules, and how they compare with Sovereign Gold Bonds.

Selling property in India? Capital gains tax can claim 12.5% of your profit — unless you use Section 54/54F exemptions or grandfathering. Here's the complete guide to legally minimize property capital gains tax.

How do professionals value companies? This guide covers the four main valuation methods — DCF, comparable companies, transaction multiples, and asset-based — with worked Indian examples.

Index funds are India's fastest-growing investment category for a reason — they beat 80%+ of active funds over 10+ year horizons at one-tenth the cost. Here's the complete guide to passive investing in India.