Articles
Expert guides and tutorials on personal finance, investing, and tax saving for Indians.
All (243)
Budgeting (20)
Insurance (9)
Investments (83)
Loans & Debt Management (15)
News (49)
Others (11)
Retirement (8)
Taxes (42)

Insurance
Is Gadget Insurance Worth It for Your ₹50,000 Smartphone?
Your phone costs ₹50,000, the insurance costs ₹5,000, and the screen repair costs ₹15,000. We break down when gadget insurance makes sense and when it is a waste of money.
8 min read10 March 2026

News
IDBI Bank Privatisation Timeline: Stake Sale Delayed to FY27
A complete chronological timeline of IDBI Bank's privatisation — from the 2019 LIC takeover and the 2022 strategic sale launch to the 2026 valuation gap and FY27 push. Includes current bidders, share-price impact and what investors should expect next.
7 min read10 March 2026

News
8th Pay Commission: Fitment Factor 3.0x Could Triple Minimum Basic Pay
The 8th Pay Commission is underway with unions demanding a 3.0x fitment factor. This would raise minimum basic pay from ₹18,000 to ₹54,000. What it means for government employees and taxpayers.
8 min read10 March 2026

News
RBI Proposes ₹25,000 Compensation for Digital Fraud Victims
The RBI has proposed automatic compensation of up to ₹25,000 for victims of digital fraud including UPI, net banking, and card transactions. Here is how it works.
7 min read10 March 2026

Budgeting
Banks Collected ₹19,083 Crore in Minimum Balance Penalties — How to Avoid Them
Indian banks collected ₹19,083 crore in minimum balance penalties over 3 years. Private banks charged nearly double that of PSBs. Here is how to avoid paying a single rupee.
8 min read10 March 2026

Investments
Silver Surges ₹13,000/kg in One Day, Gold Touches ₹1.60 Lakh
Silver jumped ₹13,000 to ₹2,73,000/kg on the MCX. Gold rose to ₹1,60,000 per 10 grams. Should you buy precious metals now or wait?
7 min read10 March 2026

News
FII vs DII: How Foreign and Domestic Flows Move Indian Stocks
Every Indian market move is shaped by the tug-of-war between Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs). Here's how to read these flows and what they mean for your investments.
6 min read10 March 2026

Investments
Bandhan Bank Shares Rally 10% in 5 Days — What Is Behind the Surge
Bandhan Bank has been the talk of Dalal Street this week. While the broader market struggled with selling pressure and global uncertainty, Bandhan Bank shares quietly rallied over 10% in just five...
7 min read10 March 2026

Investments
Mutual Fund Outflows Explained: Why You Should Not Panic
Mutual fund outflow headlines spook retail investors — but the data tells a different story. Here's why outflows happen, why they don't hurt long-term SIP investors, and exactly what to do during these phases.
8 min read10 March 2026

Taxes
New Tax Regime Becomes Default from April 2026 — Everything You Need to Know
Big news for every taxpayer in India. Starting April 1, 2026 , the New Tax Regime becomes the default income tax system. This means unless you specifically choose the Old Tax Regime, you will...
8 min read10 March 2026

News
Tech Mahindra 30,000 Layoffs Rumour — What Really Happened
If you've been scrolling through social media today, you've probably seen scary posts claiming that Tech Mahindra is about to fire 30,000 employees. The news went viral on X (formerly Twitter) and...
8 min read10 March 2026

News
Petrol and Diesel Prices in India — What Is Really Happening and What Is Next
If you have been watching the news lately, you have probably heard that oil prices around the world have shot up dramatically. Brent crude oil surged past $119 per barrel on March 9, 2026 — its...
8 min read9 March 2026