Articles

An original study of eight Indian credit cards from seven issuers, using only figures each bank publishes itself. The illustrations consistently sit just inside caps the headlines never mention.

To buy shares in India you need two accounts — a demat account that holds your shares and a trading account that places orders. This guide explains the difference, the charges (including the low-cost BSDA), the new SEBI nomination rules, and how to open them in minutes.

Got a lump sum to invest, or investing monthly? SIP vs lumpsum is not about which always wins — it is about your cash flow and your nerves. This guide compares both, explains what the data actually shows, and covers the STP middle path.

Large-cap, mid-cap or small-cap — which mutual fund is right for you? This guide explains how SEBI classifies funds by company size, the risk and return of each, and which type to pick as a beginner.

Starting a SIP in India takes about 15 minutes and as little as ₹500 a month. This step-by-step guide walks you through KYC, choosing a direct-plan platform, picking a fund, and setting up the auto-debit mandate.

Direct and regular mutual fund plans hold the exact same portfolio — but regular plans quietly charge a commission that can cost you lakhs over time. Here's how the two differ, how much that gap really costs, and how to switch to direct.

Mutual funds are the easiest way for beginners in India to start investing and beat inflation — no stock-picking, no lakhs required. This simple guide explains what mutual funds are, the main types, SIP vs lumpsum, how they are taxed, and how to start with just ₹500 a month.

Missed the ITR deadline or made a mistake? Here's how belated, revised and updated returns work for AY 2026-27 — the dates, the ₹1,000–₹5,000 late fee, and the other penalties.

ELSS funds give you an 80C tax deduction, a 3-year lock-in and equity-linked returns. Here's how they're taxed, ELSS vs PPF, and whether they still make sense in the new tax regime.

Maxed out your ₹1.5 lakh under Section 80C? Save more with 80D, the extra ₹50,000 NPS deduction, home loan interest and more — and see what still works in the new tax regime.

From the free official portal to ClearTax, Quicko and TaxBuddy — the best websites to file your ITR online in India, and which one suits your income, for FY 2025-26.

The Section 87A rebate makes income up to ₹12 lakh tax-free under the new regime (₹5 lakh under the old). Here's how much you get, who qualifies, and the marginal relief and capital-gains rules for FY 2025-26.