PPF Calculator
Calculate Public Provident Fund maturity amount and benefits
Annual limit: ₹1,50,000 (Min: ₹500)
PPF can be extended in blocks of 5 years after initial 15 years
Current rate: 7.1% (as declared by Government)
Maturity Details
Maturity Age
45 Years
Investment Period
15 Years
Interest Rate
7.1% p.a.
Tax Status
Tax Free
Loan & Withdrawal Options
• Loan: Available from 7th year, max 25% of balance at end of 2nd preceding year
• Withdrawal: Available from 8th year, max 50% of balance at end of 4th preceding year
Tax Benefits
• Investment: Deduction up to ₹1.5L under Section 80C
• Interest: Completely tax-free
• Maturity: Withdrawal is tax-free (EEE status)
Annual tax saving: ₹45,000 (30% tax bracket)
About PPF
Public Provident Fund (PPF) is a 15-year government-backed savings scheme with tax benefits under EEE (Exempt-Exempt-Exempt) category. It offers guaranteed returns with complete capital protection. PPF accounts can be extended in blocks of 5 years after the initial 15-year period. The interest rate is reviewed quarterly by the government and compounds annually.